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Cat Financial

CAT_FINANCE_FINAL
“Helping Customers Succeed Through Financial Service Excellence”

Custom financing options are available through Cat Financial, giving you flexible payment options wherever your job may take you.

Caterpillar Financial Services Corporation U.S.A. or Cat Financial was formed to provide financial services to Cat customers worldwide. It operates branches in the U.S., Canada, South America, Australia, Europe and Asia and services the financial needs of Cat Customers worldwide.

In the Asia Pacific region, its Philippine subsidiary is Caterpillar Financial Services Philippines Inc. and holds office in the Monark Equipment compound located at 150 E. Rodriguez Jr., Avenue, Libis, Quezon City, Metro Manila. It aims to bring the same level of financial support and service to customers in the country by providing them with competitive rates and financing options suited to meet their unique needs.

Flexible, Convenient & Reliable Financial Packages
In the financing business, we often find lending institutions moving in and out of the equipment financing business depending on the country’s economic situation. This can be disruptive to your business. But at Cat Financial, we are in the business for the long term and are committed to serve our customers well into the future. Below are various financing options you can avail of, depending on your requirements and our credit evaluation:

  • Contract terms for up to 5 years.
  • Fast and easy credit approval process after all requirements have been submitted.
  • Fixed and floating interest rate options.
  • Different repayment plans that fit your cash flow and business needs:
    1. End-of-contract ‘balloon’ payment with refinancing options,
    2. Deferred payments, and
    3. Lower installment payments during the initial term of financing.
  • Low monthly rental payment, which may allow you to enjoy the benefits of off-balance sheet financing (pls. consult your tax advisor/accountant for more details).

We finance the following equipment:

  • New and Used CAT machinery and engines
  • Non competitive related construction equipment
  • Project financing
  • Marine vessel financing

Various financing options available:

  • Finance Lease with or without an optional ‘balloon’ payment
  • Cross-border Financing
  • Syndicated Financing

For the customer who desires equipment ownership yet wants to pay for the machine over an extended period of time. Trade-ins or down payments are typically included in these transactions.

Below are the details for those who want to avail the Equipment Loan:

  • Benefits
    • You may claim the tax benefits of ownership – including depreciation and interest expense deductions (pls. consult your tax advisor/accountant)
    • New and Used Equipment may be financed
  • Options
    • A variety of flexible payment plans are offered
    • Various maintenance programs are available through your Caterpillar Dealer, Monark Equipment
  • Term
    • Length:
      • New: Up to 5 years
      • Used: Up to 3 years
    • Finance Rate:
      • Generally fixed
      • Floating rates may be considered
    • Down Payment Generally Required or Trade-in
    • Tax Benefits
      • Retained by customer
    • Payment Flexibility
      • Monthly, Quarterly. Semi-Annual, Skip or Accelerated Payments

To know more about CAT Financial and its services, please contact:
Ms. Shei C. PeƱaranda
Senior Territory Manager
Telephone #: +63917-579-1533
Email: Shei.Penaranda@cat.com

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